Privacy Policy

Your Privacy Matters to Us

We understand the importance of protecting your personal information. This Privacy Policy outlines how we handle data in Borrow Money. By using our app, you agree:

1. Information We Collect

We collect both personally identifiable information (PII) and non-personally identifiable information (non-PII). PII includes details such as your name, date of birth, address, phone number, Social Security number, employment information, and financial data. Non-PII includes anonymous data like IP address, device type, and usage activity, which is collected via cookies and similar technologies.

2. Why We Collect Your Information

We collect this information to process your application, improve services, and conduct marketing research. It also helps us connect you with lenders.

3. Sharing Your Personally Identifiable Information

We may share your PII with lenders and third parties for processing applications and managing business operations. Lenders may verify your information through national databases or credit agencies, potentially affecting your credit score. We may also share your data if required by law or in the event of a business merger.

4. Sharing Your Non-Personally Identifiable Information

We share non-PII with third parties for improving technical services and analyzing user behavior.

5. Third-Party Links

Our app may contain links to third-party services. We are not responsible for the privacy practices or content of these services.

6. Marketing Practices

By using our app, you agree to receive marketing messages from us and our partners. If you wish to opt out, you can contact us. However, you must contact third parties directly to opt out of their communications.

7. How We Protect Your Information

We use appropriate security measures to protect your data, but we cannot guarantee complete security due to factors beyond our control.

8. Notice for Non-U.S. Residents

Our services are intended for U.S. residents only. If you are not a U.S. resident, please refrain from using our app.

9. Notice for Minors

Our services are for individuals aged 18 and older. We do not knowingly collect information from minors.

10. Privacy Policy Updates

We may update this Privacy Policy without notice. Continued use of our app after any changes means you accept the revised policy.

11. Contact Us

If you have questions, please reach out to us at webapp@walkingmoney.org.

Guide Money Borrowing LLC is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers, or agents of any lender. Submitting a request through our platform does not guarantee that you will receive a loan offer, or that any offer you receive will meet your financial needs or expectations. Participating lenders in our network offer loans from $100 to $5,000, but not all lenders can offer amounts up to $5,000. Loan availability and terms may vary based on the lender and your location. Our service is not available in all states, and residents of certain states may not be eligible to apply for loans through our platform.

Credit checks may be conducted by participating lenders with the three major credit reporting agencies: Experian, Equifax, and TransUnion. By submitting a loan request, you authorize the lenders in our network to verify your creditworthiness and access your personal information. Funds transfer times will vary depending on the lender and your financial institution. We recommend that you carefully review all terms and conditions of any loan offer before accepting it.

This service is not a solicitation for loan products in states where such loans are prohibited by law. The availability of loan products may be restricted by state laws, and you will be informed of any restrictions based on your state of residence during the application process.

Guide Money Borrowing LLC may share your personal information with third-party partners, and the website may contain links to third-party websites. Clicking on these links may result in a commission.

Please be aware that personal loans should not be considered a solution for long-term financial issues. If you are experiencing severe financial difficulties, we advise consulting a financial professional for assistance.